Regulated money infrastructure, built deliberately.
Stellus brings together bank-grade deposits and compliant stablecoin settlement into one network — so dollars move at internet speed without leaving the regulated lane.
Most companies moving money online are forced to choose: the speed and openness of crypto, or the trust and supervision of a bank. Stellus exists to erase that tradeoff. We built our own regulated banking layer under a Wyoming SPDI charter, and pair it with ozUSD and OZD — an open stablecoin and a tokenized deposit — connected by OzID, our identity and conversion gateway.
The result is a single network that carries a dollar through its entire life: in, held, moved, and out. We built it the slow way — charter first, compliance first — because the businesses we serve can't afford anything less.
Our principles
- Compliance is the product, not the paperwork
We build to the framework before we build to the demo.
- Full reserves, no exceptions
We don't lend against backing and we don't pay yield to chase volume.
- Transparency by default
If we hold your dollars, you should be able to see how.