Dollars that settle in seconds, reserved in full.
ozUSD is an open, bearer stablecoin for moving dollars across platforms, borders, and chains — 1:1 reserved and redeemable at par.
ozUSD is a payment stablecoin built for businesses that need dollars to move at the speed of software without leaving the regulated lane. Every token is backed one-to-one by reserve assets held in cash and short-dated U.S. Treasuries. There is no fractional backing, no lending against reserves, and no yield paid to holders — the value of one ozUSD is one dollar, redeemable on demand.
Why teams use ozUSD
- At-par redemption
Convert ozUSD to dollars at face value, with redemption settled within the window required under the federal payment-stablecoin framework.
- Full reserve transparency
Reserves are reported regularly and independently examined. See the Trust Center for current attestations.
- Open and composable
ozUSD is a bearer instrument — programmable, portable across supported networks, and usable in any flow your platform builds.
- Built for the U.S. framework
ozUSD is designed to the requirements of the GENIUS Act's federal payment-stablecoin regime and our path to Permitted Payment Stablecoin Issuer (PPSI) standing.