Reserves and keys, held to bank standard.
Custody and safekeeping for stablecoin reserves and deposit assets, built around segregation, controls, and independent verification.
Custody is where most stablecoin stories fall apart — and where Stellus is deliberately conservative. Reserve assets backing ozUSD and the deposits behind OZD are held under segregation arrangements designed so that customer assets are never commingled with operating funds and never lent against.
How custody works at Stellus
- Segregation
Reserve and deposit assets are held separately from Stellus operating accounts.
- Qualified custody
Reserves are held in cash and short-dated U.S. Treasuries with qualified custodian and banking partners.
- Key management
Cryptographic keys are managed under HSM-backed controls with role separation and audited access.
- Independent verification
Holdings are reconciled and reported, and examined by an independent firm. See Attestations.