Fintechs, marketplaces, and treasury teams use Stellus when 'good enough' money movement isn't good enough — when they need full reserves, real redemption, and a regulated institution behind every dollar.
Customer detail and named references are shared under NDA during evaluation. The archetypes below are real use patterns; identifying details are withheld.
Real use patterns from teams in private rollout — described by shape rather than name. We share named references and detailed case studies under NDA during your evaluation.
A US-based marketplace settles to global sellers in their local currency within 24 hours, using ozUSD for cross-border legs and our partner network for last-mile delivery.
A B2B fintech holds operating float as OZD during banking hours, sweeps to ozUSD on Friday for weekend settlements, and unwinds back on Monday — all on one ledger.
An importer pays suppliers across LATAM, MENA, and Southeast Asia in local currency with upfront FX and inline policy — replacing a tangle of correspondent banks with one API.
A workforce platform routes contractor payments through bank, mobile-money, and card rails depending on corridor — replacing per-country payroll integrations with a single Stellus call.
A consumer wallet lets users hold ozUSD on their preferred network and cash out to a local bank, mobile wallet, or card — without leaving the regulated lane.
A remittance app uses mobile money, proxy payments, and cash pickup to deliver value across sub-Saharan Africa and South Asia — with compliance running inline on every transfer.
Stablecoin and deposit token reconcile on the same record. No more weekly cleanup against a vendor's CSV.
Sanctions, AML, Travel Rule, KYC/KYB run inline. Builders get a defensible posture on day one.
190+ countries, ~100 currencies, nine payout rails. Including the corridors most platforms skip.
Upfront FX, no hidden spreads on redemption, and a quote you can act on within a business day.
Specific customer names, logos, deal terms, and case studies are shared under NDA during evaluation. If you're considering Stellus, ask — we'll match you with operators running flows similar to yours.